Vincit Capital bull symbolizing strength and financial growth in investment markets

Your Wealth.
Curated Without Compromise.

From offshore portfolio management to advanced tax strategies — Vincit Capital delivers institutional-grade wealth planning, built entirely around your life.

20+ Years

Institutional Experience

North & South America

Cross-Border Coverage

100% Personalized

No Off-The-Shelf Portfolios

Personalized financial planning for long-term life goals
Financial Planning Planejamento Financeiro

Financial Planning Built Around Your Life — Not Just Your Money Planejamento em torno da Sua Vida — Não Apenas do Seu Dinheiro

We design personalized financial strategies aligned with your long-term goals, risk tolerance, and evolving life decisions. Desenhamos estratégias financeiras personalizadas alinhadas aos seus objetivos de longo prazo, tolerância a risco e decisões de vida em evolução.

Our approach integrates cash flow planning, retirement strategy, and asset allocation into a structured roadmap—giving you clarity and control over your financial direction. Nossa abordagem integra planejamento de fluxo de caixa, estratégia de aposentadoria e alocação de ativos em um roteiro estruturado — dando a você clareza e controle sobre sua direção financeira.

Start Your Plan Comece Seu Plano Schedule a Consultation Agendar uma Consulta

WHO WE ARE

We are a global company founded by professionals with over 20 years of experience in the financial market.

We offer advisory services aligned with local culture and regulations, combining expertise with close client relationships.

Our team brings experience from internationally renowned, century-old institutions, much of it gained at the heart of the world's economy.

We are present in both North and South America, expanding our reach and strengthening connections across both continents.

Meet your team
What We Do

Brand Architecture

Vincit Capital

Vincit Planning

Membership Core

Planning & coordination

Vincit Life

Protection

Life & income insurance

Vintax

Tax Strategy

Business structure & efficiency

Vincit Wealth

Wealth & Retirement

Asset strategy & preservation

Vincit Team
“A financial curation that knows each person is unique. The way to invest should be too.” “A Vincit Capital é uma curadoria financeira que sabe que cada pessoa é única. A forma de investir também deve ser.”

We value what endures — both in your wealth and in our relationship. We want to walk alongside you, aligning interests and building relationships of trust and mutual benefit.

Valorizamos o que é duradouro, tanto no seu patrimônio quanto no nosso relacionamento. Queremos caminhar junto com você, alinhando interesses e construindo relações de confiança e benefício mútuo.

Vincit is the result of professionals who stand out in the financial market with national and international recognition. Our DNA is marked by commitment to results and full focus on the client's life and interests. We believe that together we can transform society through value creation and capital preservation.

A Vincit é fruto da união de profissionais que se destacam no mercado financeiro, com reconhecimento nacional e internacional. O nosso DNA é marcado pelo compromisso com o resultado e com foco integral na vida e interesses do cliente. Acreditamos que juntos poderemos transformar a sociedade, por meio da geração de valor e preservação de capital.

Chiefs

Marcela Jochims

Chief Commercial Officer

CCO Marcela Jochims holds a degree in Business Administration from UFRGS and an MBA in Commercial Management from FGV. With 15 years of experience in the financial and commercial markets, she is a COT MDRT member and has received 13 international awards.

CCO Marcela Jochims é formada em Administração de Empresas pela UFRGS e possui MBA em Gestão Comercial pela FGV. Com 15 anos de experiência no mercado financeiro e na área comercial, é membro COT MDRT e possui 13 reconhecimentos internacionais.

Glauber Witt

Chief Investment Officer

CIO Glauber Witt holds an MBA in Financial and Capital Management. He specializes in financial strategies based on the analysis of macroeconomic cycles, with deep expertise in financial asset analysis, capital markets, and commodities.

CIO Glauber Witt é formado em MBA de Gestão Financeira e de Capitais. É especialista em estratégias financeiras baseadas em análise dos ciclos macroeconômicos, tendo conhecimento pleno na análise de ativos financeiros, mercado de capitais e comodities.

Luty P. Lessa

Partner

Luty Lessa has nearly 20 years of experience in global multinationals, leading teams and managing strategic relationships with clients and investors. Throughout her career, she has developed solid expertise in management, business expansion, and building long-term partnerships in high-performance corporate environments.

In 2024, she became a partner at Vincit, joining the board of directors and taking an active role in the company's growth and consolidation. Her work is focused on expanding the organization in the American domestic market, strengthening the institutional presence and driving new opportunities for development and connection with clients and partners.

Luty Lessa possui quase 20 anos de experiência em multinacionais globais, atuando na liderança de equipes e no relacionamento estratégico com clientes e investidores. Ao longo de sua trajetória, desenvolveu sólida expertise em gestão, expansão de negócios e construção de parcerias de longo prazo em ambientes corporativos de alta performance.

Em 2024, tornou-se sócia da Vincit, passando a integrar o board de diretores e assumindo papel ativo no crescimento e na consolidação da empresa. Sua atuação está direcionada à expansão da organização no mercado doméstico americano, fortalecendo a presença institucional e impulsionando novas oportunidades de desenvolvimento e relacionamento com clientes e parceiros.

Ricardo Matte

Chief Executive Officer

CEO Ricardo Bacelo Matte holds a degree in Business Administration and an MBA in business and finance management. With over 15 years of experience in the financial market, he has worked with leading insurance companies and investment brokerages in Brazil and around the world.

CEO Ricardo Bacelo Matte é formado em Administração e possui MBA em gestão de negócios e finanças. Com mais de 15 anos de experiência no mercado financeiro, trabalhou com as principais seguradoras e corretoras de investimentos do Brasil e do mundo.

Our Approach

Financial
Planning

01 — Long-Term Growth Vision

02 — Protection of What You Have Built

03 — Path to Life Projects

    04 — Retirement Strategy

    05 — Global Access to Financial Solutions

      Global Equities

      Fixed Income

      Real Estate

      Alternative Investments

      Cash & Liquidity Management

      Digital Assets (Qualified Investors)

      Our Values

      The principles that guide every decision we make.

      Integrity

      We act with complete honesty and transparency in all our dealings.

      Excellence

      We hold ourselves to the highest standards in research, execution, and service.

      Partnership

      We build long-term relationships based on trust and shared success.

      Innovation

      We continuously evolve our process to stay ahead of market dynamics.

      We present our key
      operational bases

      Vincit Capital operational bases worldwide
      How It Works

      From First Meeting to
      Lasting Partnership.

      01 — Diagnosis

      We begin by understanding the client’s full financial life. We collect financial data, identify priorities, and transform complex information into clear visual insights — showing the client where they are today and what needs attention.

      Key actions:

      • Complete financial data collection
      • Budget and cash flow analysis
      • Risk and protection assessment
      • Asset and liability mapping
      • Financial life visualization through charts and projections

      02 — Plan Development

      Based on the diagnosis, we design a structured financial plan aligned with the client’s goals, timeline, and risk profile. The plan is presented, discussed, and approved before implementation.

      Key actions:

      • Definition of short-, medium-, and long-term goals
      • Protection strategy (insurance and risk management)
      • Tax efficiency and financial optimization strategies
      • Retirement and wealth accumulation planning
      • Scenario modeling and financial projections

      03 — Execution in Phases

      Financial planning is not a one-time event — it is a disciplined execution process over time. We implement strategies gradually, according to the client’s stage of life, income evolution, and financial priorities.

      Key actions:

      • Implementation of protection strategies
      • Establishment of savings and investment structures
      • Tax and financial efficiency adjustments
      • Business owner and wealth structuring strategies
      • Ongoing monitoring and adjustments

      04 — Achievement and Life Progression

      As the plan evolves, the focus shifts from building to enjoying and protecting what has been achieved. Our role is to ensure financial stability, continuity, and the successful realization of life projects.

      Key outcomes:

      • Financial security and stability
      • Completion of major life projects
      • Wealth consolidation and protection
      • Retirement readiness
      • Legacy and succession planning

      Your Complete Financial Picture.

      Always in Your Pocket.

      The Vincit App gives you real-time visibility over your entire portfolio — with the clarity of an institutional platform and the simplicity built for investors, not analysts.

      Available exclusively for Vincit clients

      Your Wealth Deserves More Than a Standard Strategy.

      Schedule a private, complimentary consultation. We'll review your financial picture, identify strategic opportunities, and determine together whether Vincit is the right fit.

      Request Your Private Consultation

      We accept a limited number of new client relationships each quarter. Consultations are complimentary and confidential.

      Strictly confidential. Response within one business day. Limited availability.

      Testimonials

      What our clients say

      Discover how our clients achieve financial confidence with personalized strategies.

      • "Vincit transformed our investment approach. The personalized attention and strategic planning gave us total confidence in our financial future."

        Mariana CostaCEO, Luminar Group

      • "The compliance and security standards gave us peace of mind. Every interaction is professional and aligned with our goals."

        James MitchellCFO, Atlas Ventures

      • "Ricardo and his team understand that every investor is unique. That philosophy made all the difference for our portfolio."

        Sofia AndradeInvestor
      Got Questions?

      Frequently Asked Questions

      Vincit Capital is an international investment advisory firm founded by Ricardo Matte, specializing in personalized wealth management for high-net-worth clients across North and South America. The firm combines 20+ years of experience from century-old financial institutions with a philosophy of individual financial curation.
      Financial curation is Vincit Capital's proprietary approach to wealth management. Unlike one-size-fits-all strategies, financial curation treats each investor as unique — analyzing their personality, beliefs, goals, and risk tolerance to build a truly personalized investment portfolio. The term reflects Vincit's philosophy that each person's financial journey is as individual as they are.
      Vincit Capital offers portfolio management, offshore investment advisory, cross-border wealth planning, and personalized financial curation. All services operate in compliance with local regulations in each jurisdiction and are managed by a team with over 20 years of experience at century-old financial institutions.
      Vincit Capital operates across North and South America, providing cross-border investment advisory services. The firm holds certifications and licenses required in each jurisdiction where it operates, ensuring full regulatory compliance while maintaining personalized service across both continents.
      Ricardo Matte is the CEO and founder of Vincit Capital. With over 20 years of experience in global financial markets, including positions at century-old financial institutions, he created Vincit to deliver personalized financial curation that respects each investor's individuality and unique life goals.
      Yes. Vincit Capital operates in strict conformity with global compliance standards and holds necessary certifications to ensure your assets are protected by enterprise-grade security protocols. The team follows regulatory standards across all jurisdictions, ensuring each interaction is ethical, transparent, and grounded in best market practices.
      Schedule a free private financial consultation using the form on this page. Our team will review your goals and prepare a personalized assessment. Once onboarded, you'll receive access to the Vincit App to track and manage your portfolio in real time.
      The Vincit App is a secure mobile application that gives clients real-time control over their investment portfolio. It features banking-grade security, intuitive portfolio tracking, performance analytics, and direct access to your dedicated financial curator — all consolidated in a single platform.
      Vincit Capital manages globally diversified portfolios across global equities, fixed income, real estate (REITs and direct), alternative investments, commodities, and cash equivalents. For qualified investors, we also provide access to private equity and structured products. All allocations are fully bespoke — based on your specific goals, risk profile, and timeline.
      Yes. Tax optimization is integrated into every strategy we build. We work alongside your CPA and legal advisors to design investment structures that minimize your tax burden across jurisdictions — including offshore structuring and international asset coordination for cross-border clients.
      Vincit Capital works with investors who have a minimum of $500,000 USD in investable assets. The majority of our client relationships begin at $1 million and above. This allows us to deliver the depth of service, customization, and attention our clients expect.
      Traditional banks operate with standardized products and model portfolios built for the average investor. Vincit Capital operates as a fiduciary advisory firm — legally and ethically obligated to act in your best interest. We build fully bespoke strategies, maintain a limited client roster, and do not earn commissions on investment products.
      Absolutely. International and offshore advisory is one of our core specializations. We structure cross-border portfolios and offshore vehicles for clients with financial exposure across North and South America — in full compliance with applicable regulations and reporting requirements in each jurisdiction.
      Complete transparency is a core principle at Vincit. You receive monthly performance reports through the Vincit App, quarterly strategy reviews with your advisor, and an annual comprehensive financial plan update. You also have direct advisor access at any time through the app.
      Yes. Estate planning and wealth transfer strategy are integral to our offering. We coordinate with your estate attorney and tax advisors to minimize estate taxes, ensure smooth asset transfer to beneficiaries, and honor your legacy on your terms — including family trust structures, business succession, and philanthropic planning.
      CVM Regulated
      15+ Years Track Record
      LGPD Compliant

      Vincit Capital Gestão de Recursos Ltda. is authorized and regulated by the Brazilian Securities Commission (CVM). Investments involve risks, including potential loss of invested capital. Past performance does not guarantee future results. This website is for informational purposes only and does not constitute an offer or investment recommendation.

      Regulatory Disclosure Informações Regulatórias

      Vincit Capital operates as a financial planning and financial education firm, providing guidance designed to help clients understand their financial situation, define goals, and implement long-term strategies for protection, growth, and retirement planning. Financial planning services provided by Vincit Capital are educational in nature and do not constitute investment advisory services.

      Licensing and Insurance Services — All professionals affiliated with Vincit Capital are properly licensed in their respective states to offer insurance products and related financial protection strategies, in accordance with applicable state regulations. Insurance products may include life insurance, annuities, and other protection-based solutions.

      Investment Advisory and Wealth Management — Investment advisory, wealth management, and asset allocation services are provided through Brazen Capital, a Registered Investment Advisor (RIA) affiliated with Vincit Capital. Brazen Capital is registered with the U.S. Securities and Exchange Commission (SEC) and maintains full regulatory responsibility for investment advisory services, portfolio management, and fiduciary oversight. Brazen Capital, LLC — SEC Registered Investment Advisor · CRD#: 300746. Vincit Capital is not a custodian of client assets. All investment accounts are held with qualified third-party custodians, and clients maintain direct ownership and control over their assets at all times.

      No Warranty Disclaimer — All information provided by Vincit Financial is for educational and informational purposes only and is provided “as is” without any warranties, express or implied. Vincit Capital makes no representations or guarantees regarding the accuracy, completeness, reliability, or suitability of any information, projections, or financial strategies discussed. Clients are responsible for evaluating their own financial decisions and should consult appropriate licensed professionals before implementing any financial strategy.

      Risk Disclosure — All financial and insurance strategies involve risk, including the potential loss of principal. Past performance is not indicative of future results. Market conditions, regulatory changes, economic factors, and individual circumstances may impact financial outcomes. No strategy can guarantee success or eliminate risk. Clients should carefully consider their financial objectives, risk tolerance, and time horizon before making financial decisions.

      Privacy and Data Protection — Vincit Capital is committed to protecting client privacy and maintaining the confidentiality of personal and financial information. Client data is handled in accordance with applicable federal and state privacy regulations, including the Gramm-Leach-Bliley Act (GLBA) and, where applicable, the California Consumer Privacy Act (CCPA). Information is collected, stored, and used solely for legitimate business purposes and is safeguarded through administrative, technical, and physical security measures designed to protect against unauthorized access, disclosure, or misuse.

      A Vincit Capital atua como empresa de planejamento financeiro e educação financeira, oferecendo orientação destinada a ajudar clientes a entenderem sua situação financeira, definirem objetivos e implementarem estratégias de longo prazo para proteção, crescimento e planejamento de aposentadoria. Os serviços de planejamento financeiro prestados pela Vincit Capital têm natureza educacional e não constituem serviços de consultoria de investimentos.

      Licenciamento e Serviços de Seguros — Todos os profissionais vinculados à Vincit Capital são devidamente licenciados em seus respectivos estados para oferecer produtos de seguro e estratégias de proteção financeira relacionadas, em conformidade com os regulamentos estaduais aplicáveis. Os produtos de seguro podem incluir seguro de vida, anuidades e outras soluções baseadas em proteção.

      Consultoria de Investimentos e Gestão Patrimonial — Os serviços de consultoria de investimentos, gestão patrimonial e alocação de ativos são prestados por meio da Brazen Capital, uma Registered Investment Advisor (RIA) afiliada à Vincit Capital. A Brazen Capital é registrada na U.S. Securities and Exchange Commission (SEC) e mantém total responsabilidade regulatória pelos serviços de consultoria de investimentos, gestão de portfólio e supervisão fiduciária. Brazen Capital, LLC — SEC Registered Investment Advisor · CRD#: 300746. A Vincit Capital não é custodiante dos ativos dos clientes. Todas as contas de investimento são mantidas por custodiantes terceirizados qualificados, e os clientes mantêm propriedade e controle diretos sobre seus ativos a todo momento.

      Isenção de Garantia — Todas as informações fornecidas pela Vincit Capital destinam-se apenas a fins educacionais e informativos, e são fornecidas “como estão”, sem quaisquer garantias, expressas ou implícitas. A Vincit Capital não faz declarações ou garantias quanto à precisão, integridade, confiabilidade ou adequação de qualquer informação, projeção ou estratégia financeira discutida. Os clientes são responsáveis por avaliar suas próprias decisões financeiras e devem consultar profissionais licenciados apropriados antes de implementar qualquer estratégia financeira.

      Divulgação de Riscos — Todas as estratégias financeiras e de seguros envolvem riscos, incluindo a possível perda do principal investido. O desempenho passado não é indicativo de resultados futuros. Condições de mercado, mudanças regulatórias, fatores econômicos e circunstâncias individuais podem impactar os resultados financeiros. Nenhuma estratégia pode garantir sucesso ou eliminar riscos. Os clientes devem considerar cuidadosamente seus objetivos financeiros, tolerância a riscos e horizonte de tempo antes de tomar decisões financeiras.

      Privacidade e Proteção de Dados — A Vincit Capital está comprometida em proteger a privacidade dos clientes e manter a confidencialidade de informações pessoais e financeiras. Os dados dos clientes são tratados em conformidade com as regulamentações federais e estaduais de privacidade aplicáveis, incluindo o Gramm-Leach-Bliley Act (GLBA) e, quando aplicável, o California Consumer Privacy Act (CCPA). As informações são coletadas, armazenadas e utilizadas exclusivamente para fins comerciais legítimos e protegidas por medidas de segurança administrativas, técnicas e físicas projetadas para resguardar contra acesso não autorizado, divulgação ou uso indevido.

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